The journey toward retirement can be fraught with challenges, especially for self-funded retirees aged 50-70. Many individuals in this age group are often busy planning for a secure future, but critical financial considerations require careful planning and strategic thinking. Let’s look into some of these challenges and how we can help you navigate them effectively.…
Looking to retire next year? A comfortable retirement involves planning, seeking advice, and making wise financial decisions. During the Christmas break and as the new year approaches, many individuals contemplate what the upcoming year holds for them. Those nearing retirement age often ponder whether this will be the year they finally retire. Making a significant…
Considering retirement in five years? With your target retirement date approaching, it’s crucial to start taking steps towards retirement planning now! Ideally, you want to position yourself for a smooth transition into retirement, ensuring that your golden years are truly golden! Many people dream of retiring early and enjoying a life of leisure without the…
Will you be affected by the new proposed $3 million-dollar super contribution cap in 2023? The Australian Government has recently proposed a new law that could impact the superannuation savings of some individuals. The proposed legislation will see balances in Superannuation above $3 million taxed an additional 15%, bringing the total tax rate to 30%. So,…
There’s no denying that the soaring cost of living is hurting the hip pockets of most Australians, but how does inflation impact retirement and how can you safeguard your retirement funds when the inflation rate is bound to ebb and flow throughout your golden years? In the video and blog below we talk about investing…
In this blog we talk about the superannuation downsizer contribution and explain how our Certified Financial Planner® is helping one couple maximise the proceeds of their house sale in a tax-effective way. If you have questions for our team, or would like personalised financial advice, please don’t hesitate to get in touch with us by…
If you or someone you love is downsizing ahead of retirement, this blog which outlines the downsizer contribution rules and eligibility is a worthwhile read. From July 1 2022, the age of eligible Australians who can make a downsizer contribution drops from 65 to 60. In the video below, our Certified Financial Planner® Glenn Hilber,…
Do you want those final years or decades to be truly golden? Let’s face it, we all do! But to ensure our retirement in Australia is successful there’s plenty of pre-planning to be done. If you’re yet to start preparing for this time in your life, our latest blog might shed some light on where…