If you invest outside super, through shares, ETFs, managed funds or property, the way capital gains are taxed can make a meaningful difference to your after-tax return. That doesn’t mean tax should drive every investment decision. But when the rules change, it’s worth pausing and asking a simple question. Does this change the best structure,…
Australia is moving through one of the largest wealth transfers in its history, and the May 2026 Federal Budget has changed several of the rules families need to plan around. The Productivity Commission found around $1.5 trillion moved between generations from 2002 to 2018, with about 90% of that in inheritances. RSM Australia estimates $3.5…
The Federal Budget 2026 introduced significant changes to negative gearing, creating new considerations for property investors across Australia. Whether you own a single investment property or a larger portfolio, understanding how these changes affect your tax position, cash flow and long-term investment strategy is essential. While the details can seem complex, the key questions are…
Superannuation rules are changing from 1 July 2026, and for many Australians, that means now is the time to pay attention. If you are salary sacrificing, making extra contributions, approaching retirement, or managing an SMSF, the new financial year brings changes that could affect how much you can contribute, how much tax you pay, and…
The 2026 Federal Budget has landed, and with it comes a familiar wave of headlines, speculation, and conflicting takes. If you hold investment property, contribute to superannuation, manage assets through a family trust, or run a share portfolio, you are probably asking the same question: will this affect me? The answer is yes, for many…
Every year, Australians leave money on the table at tax time. Not through anything complicated, but by simply missing the deadline. A contribution that didn’t clear in time. A deduction that wasn’t documented. An offset nobody mentioned. This checklist pulls together the EOFY tax tips worth knowing before the financial year ends, organised by situation…
Everyone is talking about selling, but you might want to think about buying. If you have been following the proposed capital gains tax changes to the CGT discount, you have probably arrived at the same conclusion most investors have: get out before the rules shift. It is a reasonable instinct, but it may not be…
